Putting members’ health before profit

Our trusted
health insurance
funds put people
before profits.

Filter our list of member owned funds to find the one that’s right for you.

With over 5 million members spread across 25 different funds, there’s something for everybody who wants their health insurer to put them first.

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State/Territory

Open to everyone

Occupation/Industry

Only open to people and their families who are connected to an industry or organisation. This may include past and present employees, franchisees, contractors or industry relevant students.

Union Health

We’re a not-for-profit health fund, so we’re about our members’ health, not shareholders’ wealth.  We exist to serve the health needs of all union members…

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HBF

HBF is not your average health insurer. In 2022, HBF was recognised as Australia’s Most Trusted Health Insurer* and in 2023, was awarded Australia’s Best…

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Uni Health

UniHealth is health insurance for the education community and their families.  

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St. Lukes Health

St.LukesHealth has been providing private health insurance to Australians since 1952. As a non-profit organisation their focus is on their members. Established in Tasmania, St.LukesHealth…

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Latrobe Health Services

Latrobe Health Services is an award-winning not-for-profit private health insurer trusted by more than 90,000 members across Australia. At Latrobe Health, we pride ourselves on…

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Queensland Country Health

Queensland Country Health Fund is a regionally-based health fund with just under 70,000 members across Australia. Established in 1977 and committed to putting its Members first. We’ve made…

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HCi

HCi is one of Australia’s oldest and most experienced profit-for-members health insurers, and we’re committed to providing value-for-money health insurance products and service – and…

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Australian Unity

Australian Unity has been supporting the wellbeing of Australians since 1840. Being a member-owned company (also called a mutual) gives us greater flexibility to invest…

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HCF

HCF is Australia’s largest not-for-profit health fund. That means their members are at the heart of everything they do and they put their health before…

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Health Partners

Health Partners are proudly 100% not-for-profit. They focus on giving back to members with better value for money, more comprehensive health cover and better customer…

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Territory Health Fund

Territory Health Fund is a specialist health insurer brand developed specifically for the Northern Territory and operated by Queensland Country Health Fund. It is a…

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Westfund

Back in 1881, a group of miners got together to share the unexpected costs of healthcare – this act of cooperation and community formed the…

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Phoenix Health Fund

Phoenix Health are committed to providing members with the best in personal health insurance – and cover that’s actually quality and affordable. As a not-for-profit…

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Mildura Health Fund

Operating since 1929, Mildura Health Fund is a regional health insurance fund existing purely to serve its members. It is a not-for-profit, member owned fund.…

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Teachers Health

Teachers Health is the health fund for the education community and their families.  

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Nurses & Midwives Health

Nurses & Midwives Health is the health fund for nurses, midwives and their families.

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Navy Health

Navy Health is a not-for-profit health fund that exists for the benefit of our members, not shareholders. With over 60 years’ experience, Navy Health provides…

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CBHS Health Fund Limited

As a not-for-profit health insurance fund, CBHS has looked after the health and happiness of the Commonwealth Bank community for more than 70 years. At…

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Health Insurance Fund

With over 65 years’ experience, the Health Insurance Fund of Australia (HIF) is an expert in private health insurance. It offers a range of great-value…

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Peoplecare Health Insurance

Member-owned, not-for-profit and open access to all Australians, Peoplecare is all about service and personal support for members. IPSOS Healthcare and Insurance Australia Report reported…

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Hunter Health Insurance

Hunter Health Insurance commenced in 1952 with the goal to provide local coal miners with affordable insurance. Today the fund continues to provide comprehensive insurance…

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CBHS Corporate Health

With CBHS Corporate Health, you truly do Belong to More. We go the extra mile when you need us the most. Even though we’re a…

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RT Health

rt health is a mutual not-for-profit health insurance fund –owned by its members – that’s been in business more than 130 years. It has no…

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Police Health

Police Health is Australia’s only private health insurance fund run for the police by the police. Founded in 1935 as a not-for-profit private health insurance…

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Emergency Services Health

When it comes to protecting lives, you’d only ever give your best. Can you say the same for your health insurer? Our members can- and…

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Doctors’ Health

Doctors’ Health Fund is the only fund created exclusively for the medical community and their families with over 27,500 members covering over 65,000 lives, making…

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Defence Health

Defence Health has been operating since 1953 with the core purpose to protect the health of those who protect our country. We’re here to support…

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Reserve Bank Health Society Ltd

The RBHS is a not-for-profit private health insurance fund fully owned by its members. It has been providing outstanding private health insurance products and services…

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ACA Health

ACA Health Benefits Fund is a not-for-profit Private Health Insurance Fund. Our principle purpose is to benefit the health and well-being of Seventh-Day Adventist Church…

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TUH

TUH Health Fund was founded in 1972 by the Queensland Teachers Union and has always been a not-for-profit, member focused health insurance fund. TUH is…

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