Members Health funds are private health insurers that are run for people, not profits. That means they’re focused on delivering value to members, not generating returns for shareholders or overseas owners.
What is a Members Health Fund?
A Members Health Fund is either not-for-profit or part of a member-owned group. These funds don’t exist to make profits for investors or overseas owners. That means more can go back to supporting members through lower premiums and better service than would otherwise be the case.
There are over 20 Members Health funds in Australia. Many have been operating for decades, offering cover to specific communities, industries or professions. Others are open to all Australians. What they all have in common is a commitment to fairness, transparency and putting members first. [Link to find a fund]
What does it mean to be a member?
When you’re a member, you’re not just a number. These funds are accountable to members, not shareholders or foreign owners, which means decisions are made with your health and wellbeing as the top priority.
Being a member also means your premiums go further. More of what you pay comes back to you through benefits and services, rather than going toward company profits for shareholders and overseas investors.
Why choose a Members Health fund?
We’re run for people not for profits. So there’s lots to be excited about.
- Get more back in benefits.
- Experience high levels of satisfaction.
- Enjoy affordable premiums and better value.
- Join a fast-growing membership group.
- Our members trust us. And for good reason.
Get more back in benefits.
Our funds are built on values and driven by our members. That means more of your insurance premiums come back to you, not to shareholders — in the form of better benefits and services.
Experience high levels of satisfaction
Members Health funds are proud to consistently achieve outstanding satisfaction scores. Our alliance of funds continues to perform strongly, offering competitive premiums and keeping members happy year after year.
Enjoy affordable premiums and better value.
Members Health funds offer great value because they’re not focused on profits. We don’t pay dividends to shareholders. Instead, we reinvest back into our members. That lets us keep premiums lower and give more back in benefits.
Join a fast-growing membership group.
More and more people are joining Members Health funds. And when they do, they’re sticking around. Why? Because we put them first.
Our members trust us. And for good reason.
Trust matters. And our members know they can count on us. Independent surveys show that Members Health funds rank exceptionally well above many big-name brands in trust and satisfaction — proof that putting people before profits makes all the difference.
(Link to: The role of not-for-profit health funds & Find a fund)