Understanding Private Health Insurance
Private health insurance can feel like a confusing and complex world, and in some ways, it is. With so many options and unfamiliar terms, it’s easy to feel overwhelmed. That’s why we’ve broken everything down into clear, simple topics to help you confidently find a fund that’s run for you.
Members Health funds & Not-for-Profit Model
At Members Health, it’s about people, not profits. Our funds are not-for-profit or part of a member-owned group, which means they put your health and wellbeing first. You’re not just a policy holder, you’re a part of something built for you, to protect your health and support you when you need it. That’s why Members Health funds reinvest earnings to keep premiums as low as possible, provide excellent customer service and ensure access to high quality healthcare, Our funds are committed to member experience, and real value for you.
Explore how joining a Members Health Fund can make a meaningful difference in your health and your future.
Health Insurance Coverage & Policy Guidance
Private health insurance can feel confusing, but it doesn’t have to be. Whether you’re just starting out or thinking about switching, this hub is designed to help you make informed decisions.
We break down the important stuff like the different types of cover (hospital, extras, and combined), what gold, silver, bronze and basic tiers mean and how government rules like Lifetime Health Cover loading come into play. Once you’re ready, you can find a Members Health fund that aligns with your needs.
