Putting members’ health before profit

People before profits

Members Health Fund Alliance is the peak industry body for an alliance of private health insurance funds that are not-for-profit or part of a member-owned group, regional or community based, and who all share a common ethic of putting their members’ health and wellbeing before profits. The alliance of 26 health insurers represents the interests of more than 5 million Australians.

Why are our funds different?

Our alliance of health insurance funds in Australia, by their very nature – being not-for-profit or part of a member-owned group, regional or community-based – are perfectly poised to provide more for members.

More of all premiums returned to members

The Members Health alliance of insurance funds are distinguished by their value-based business model as being not-for-profit or part of a member-owned group, regional or community-based. On average, they return more of members’ premiums back in insurance benefits.

Average customer satisfaction 95% or higher

Our participating health insurance funds consistently average customer satisfaction scores among their policyholders of 95% or higher. Our alliance of health funds represent excellent value for money and achieve very high customer retention rates.

Excellent value for money

The Members Health Fund Alliance is committed to keeping insurance premiums as affordable as possible, while delivering value for money. The difference between for-profit and not-for-profit health insurance providers like those in our alliance is that not-for-profits only exist to serve their policyholders, putting their members’ health before profit.

Customer retention and growth

Our alliance of health insurance funds offer various levels of cover at highly-competitive premiums. They offer optimised benefit entitlements and, as a group, a proven capacity to tangibly grow their membership numbers each year.

Join a Members Health insurance fund that puts people before profits

Our alliance of health insurance funds provide insurance to over 5 million Australians.

What does this mean for you?

It means unity and it means strength. Our alliance of health insurance funds enjoy unrivalled access to industry and government to bring healthy living to the people of Australia. This in turn allows us to provide greater health cover benefits to members.

Not only are there great benefits, but our 26 private health insurance funds all share one or more of the following characteristics; they are not-for-profit or part of a member-owned group, regional or community based.

We help our Australian health insurance funds give better care to their members.


Members Health’s strategic advocacy and reputation as a respected and credible voice, allows us unrivalled access to key decision-makers across government and their agencies. We are influential, responsive, committed and effective.

Research and policy:

Members Health is at the leading edge of research and policy. A powerful network of industry resources and experts keeps us at the forefront of an ever-changing health sector. Our influence in driving policy is invaluable in delivering better outcomes for our alliance of health funds and their customers.

Facilitate best practice:

Unity, industry knowledge, policy expertise, transparency and respect. These underpin Members Health’s ability to ensure the best outcomes and best practice for our members. We stand for ‘Putting members’ health before profit’.

Forums and events:

Members Health hosts regular, exclusive events for its funds. These provide a valuable interchange of ideas, sharing of expertise, access to the thinking of senior government and regulatory decision-makers, innovations in service delivery and the building of relationships and collaboration between private and health funds.