Putting members’ health before profit


1800 804 950




HCI has been providing great value for money health cover since 1938.

HCI is a company limited by guarantee entirely owned by our members, and exists solely for the benefit of members. As a not-for-profit private health insurer, we are proud of the high level of personal service provided to members and the comprehensive range of health insurance options offered at very competitive rates.

We are proud of our journey, originating as a regional, community oriented health fund in North West Tasmania that has now grown into a nationwide fund with members across all states and territories of Australia. We know and respect our heritage and will continue to invest back into our local communities.

HCI cover is designed to provide peace of mind to members – offering access to the very best in hospital care and other health care services including dental, optical, physiotherapy, chiropractic and many more.


  • Standalone Hospital Cover
  • Standalone Extras Cover
  • Combined Hospital and Extras cover

We keep it really simple with our Single, Couples Family cover options, it’s health insurance designed with you or your family in mind. 

  • For Singles (healthcare for team ME)
  • Couples (healthcare for me and my partner)
  • Single Parents (healthcare for me and my kids up to 25 years)
  • Families Thank(Healthcare for me, my partner and our kids up to 23 -25 years)


HCI is open to all Australian residents.


HCI operates in all Australian States and Territories.