Putting members’ health before profit


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Established in 1955, Navy Health has been providing great value health cover to the wider Defence community for over 60 years’

You don’t have to be in the Defence Force to be eligible to join. To find out if you are eligible go to navyhealth.com.au/eligibility

Receive a 10% discount if you are a serving ADF member, Active Reservists (SERCAT 3-5) or White or Gold Veteran Cardholder*

*Visit navyhealth.com.au/defence-discounts for terms & conditions.


A range of hospital covers to suit all life stages, all the way up to Premium Gold Hospital, that also offers a variety of excesses up to $750 per admission

No hospital excess for dependents and the excess is only payable once per adult, up to twice per membership in any rolling 12 month period

Higher level extras covers include unlimited general dental, generous annual limits and 100% back on optical cover (up to the annual limit)

Quick claim turnaround. On average it takes us 2 working days to pay your general treatment (extras) claims

Full comprehensive ambulance cover included in all products

Choice of provider. We don’t have preferred providers for general treatment (extras) services, so you are able to choose where you’re treated and still receive the full benefit


Navy Health provides affordable, quality health cover to the wider Defence community.

We also offer a lifetime eligibility, which means if you have ever been eligible, you and your family are eligible for life.

Membership with Navy Health is open to:

  • Serving or ex-serving members of the ADF (Navy, Army and Air Force)
  • Family members of serving or ex serving ADF personnel
  • Employees of organisations contracted to the Department of Defence
  • Department of Defence Employees
  • Current or former members of the Active Reservists (SERCAT 3-5) and ADF Cadets


Navy Health operates in all Australian States and Territories.