Putting members’ health before profit

Phoenix Health Fund




Welcome to Phoenix Health – the best kept secret in health insurance! You might not know, but we’ve been around for over 70 years, and while we’re really proud of our history and the high regard our members hold us in, we’re so excited about our future, and having more Australians experience a health fund that’s committed to doing the right thing by them.

We’ve made it super easy for you with our DIY cover comparison tool on our website, so you can compare your health insurance and see how it stacks up against ours! But finding cover that’s your perfect fit is what we do, so if you’d prefer we’d love to have a chat, and look forward to helping you discover how you’ll be better off with Phoenix Health.

Phoenix Health has agreements with over 550 hospitals across Australia, so you can be confident that you’ll be covered in a hospital near you, no matter where you are. Plus with over 36,000 Doctors who can participate in the Phoenix Health Access Gap Cover Scheme, you could either reduce or eliminate any out of pocket costs that would otherwise be incurred during your hospital admission.


  • Six hospital products, all offering unlimited Ambulance cover and providing a range of different health cover options to suit all needs and budgets
  • Three levels of Extras cover that are available to pair with a Phoenix Health Hospital cover, that offer a percentage back benefit, so you’ll always know what to expect when you swipe your membership card
  • • Mix and match any of the hospital and extras covers, to tailor a package that fits you perfectly


Phoenix Health welcomes, and is open to all Australian residents.


At Phoenix Health Fund Limited, we pride ourselves on providing the most personal health insurance experience possible to all our members, and while our head office is in Newcastle, we’ve got staff based all around Australia, so we’re locals no matter where you’re from!