Putting members’ health before profit

Police Health




We’re Police Health – Australia’s only private health fund run by police for police offering cover like no other. We’ve been looking after the health and wellbeing of Australia’s police community for nearly 90 years!

As a not-for-profit our members distinct needs are our priority – and that devotion makes our members happy. We were named the #1 Health Fund for Member Satisfaction in 2023 with a score of 99%, marking 17 consecutive years maintaining a score of 98% or higher.*

* Customer Satisfaction Survey 2006-2023 Discovery Research.

If you’re part of Australia’s police community you’ll appreciate that the unexpected, critical and severe can lie just around the corner, which is why we only offer top health cover as we believe anything less would be a disservice to you.

We cover singles, couples, single parent families and families, and membership is also open to your extended family. Parents and grandparents, brothers and sisters and their partners and children can all benefit from the quality of our cover!

Now covering nearly 75,000 members of Australia’s police community, we’re the health fund of choice for police and their families!


Enjoy cover like no other. Cover that:

  • is simple and easy to understand with only three policies
  • offers value for money without any excess and roll-over Extras; and
  • provides the peace of mind you and your family deserve.


Police Health Gold Hospital covers you for treatment in any recognised hospital or day-surgery (public or private) anywhere in Australia, giving you ultimate peace-of-mind when the unexpected happens.

  • No excess, no benefit limitation periods, no co-payments, no exclusions
  • Treatments and procedures where Medicare pays a benefit are covered
  • Freedom to choose your preferred recognised hospital, doctor or service provider
  • 100% ambulance cover for emergency and clinically required transport or on the spot treatment


Police Health’s unique Rolling Extras cover is the only cover in Australia that lets you roll over unclaimed Annual Maximums from one calendar year to the next on most Extras services*. You can rest assured that your supplementary health and wellbeing needs will be taken care of, whenever you need them.

  • 80% of costs covered for most Extras services
  • No annual limits on general dental
  • Most unclaimed annual maximum benefits can be rolled over*
  • 100% ambulance cover for emergency and clinically required transport or on the spot treatment
  • Exceptional benefits for over 600 service items
  • Additional benefits for school accidents


  • All Hospital and Extras benefits at a lower total premium
  • Additional laser eye surgery benefits included

*May be subject to waiting periods, annual limits and other conditions. Providers must be recognised by Police Health. Rollover Maximum available after 12 months membership with extras cover, except Major Dental which requires 2 years of membership.


Police Health is a restricted access health insurer for:

  1. Currently or previously employed Australian police officers and police employees/volunteers of state, territory or federal police departments, police unions and associations.
  2. Retired and former police officers, and employees/volunteers of police departments, unions and associations in Australia.
  3. Eligibility also extends to close relations of the above, such as;
    • Dependent Children
    • Adult Children
    • Adult Child’s Partner/Spouse
    • Adult Child’s Dependent Child
    • Partner/Spouse or defacto
    • Former Partners/Spouses
    • Parent
    • Sibling
    • Sibling’s Partner/Spouse
    • Sibling’s Dependent Child
    • Grandchild
    • Grandchild’s Partner
    • Grandchild’s Dependent Child

Call us on 1800 603 603 if you’re uncertain about your eligibility – we’d be happy to help.

Alternatively, check whether you’re eligible to join Emergency Services Health (also part of the Police Health Group) which provides cover to Fire Response & Recovery, Ambulance and Medical (including nurses, doctors, allied health professionals), Response & Recovery, Water Response & Recovery, and State Emergency Response & Recovery sectors).


Police Health (and Emergency Services Health) operate in all Australian States and Territories