Putting members’ health before profit

Navy Health




At Navy Health we take pride in protecting those who protect us, their families and everyone who plays a part in making that happen.

Our real strength comes from our size. It’s easy to get lost as a member of a health fund that looks after hundreds of thousands of people. Because we’re smaller, we’re more nimble and personalised. We can pay closer attention to our members in the way they want.

Whether that’s looking after their private health insurance with minimal involvement or caring for a member’s changing situation throughout their life, our local team of experts take the stress out of dealing with health insurance.

Instead of our profits ending up with shareholders, we use them to minimise premium increases for our members and offer great value products.


You may be surprised to learn who can join a health insurance fund called Navy Health.

We supply great value private health insurance to serving or ex-serving ADF members, their families and even their grandchildren! Our cover also extends to all the Australians working at a company that supplies the Australian Defence Forces.

In short, if you have a connection to Defence – uniformed or not – there’s a good chance you can join us for a better deal on your health insurance.

Army, Navy or Airforce

I am serving or ex-serving ADF, including Reservists and Cadets.

Defence employees

I am a past or present civilian employee or public servant of Defence.

Defence contractors

I am a past or present employee of a company who has contracts with Defence.

Defence families

I am the partner, parent, sibling, child, or grandchild of someone eligible to join.

We also offer a lifetime eligibility, which means if you have ever been eligible, you and your family are eligible for life.


Hospital Cover

Navy Health’s Hospital cover allows you to receive treatment as a private patient in a private hospital, avoiding lengthy public health system wait lists and the option to choose your own specialist. We have three levels of Hospital cover: Gold, Silver+ and Bronze+, which offer a range of pricing and benefits.

Extras Cover

Extras cover allows you to claim back some of the costs of health care services and treatments, such as Dental and Optical, that are not covered by Medicare, reducing your out-of-pocket expenses. We offer three levels of cover: Premium Extras, Health Living Extras and Budget Extras which offer a range of service inclusions and annual benefit limits.

Visit our website to find the cover that best suits your needs.


Navy Health operates in all Australian states and territories.