Putting members’ health before profit

Territory Health Fund




Territory Health Fund is a specialist health insurer brand developed specifically for the Northern Territory and operated by Queensland Country Health Fund.

We are a community and people focused health insurer dedicated to providing Northern Territorians and Queenslanders a genuine, easy, value for money experience.

Territory Health Fund understands the importance of relationships with health service providers and believes you should be able to choose your preferred provider for health services. That’s why we don’t dictate who you need to see to receive your full health insurance benefit.

We also have a track record for delivering value, having increased benefits and added new ones each year, while keeping premium increases as low as possible. Territory Health Fund is honest – what you see is what you get and there are no hidden surprises.

We’ve made our products simple and easy to understand and are totally up front about exactly what cover you will and won’t get with each product.

We have been taking care of hard-working regionally-based Australians for over 40 years and get that people want real value and real support for the money they invest in health insurance. That’s why we keep it simple and deliver it with great service, very knowledgeable support team and excellent value for money health insurance in Northern Territory.

Member focused

We’re driven to provide exceptional value private health insurance. We will always strive to improve our highly regarded reputation for exceptional Member service to keep our Members smiling!

Discounts for younger Members

Territory Health Fund were one of the first private health insurers to offer age-based premium discounts of up to 10% to 18-29 year old’s taking out their own hospital.
Introduced in April 2019, this assists younger people to participate in private health insurance by making premiums more affordable. The provision of discounted products by an insurer is voluntary but Territory Health Fund believes that providing age-based discounts to eligible persons is the best outcome for our younger members.

Dependents are covered

Dependents can stay on a family policy up to age 21 at no extra cost. Also under some circumstances, adult children can continue to be covered on your family or extended family policy until 31 years of age.


  • Standalone hospital covers
  • Standalone extras covers
  • Ability to combine hospital and extras covers
  • Pre-packaged covers
  • Age-based discounts
  • Accommodation Benefits
  • Ambulance cover
  • Corporate cover


Territory Health Fund is open to all Australian residents.


Territory Health Fund operates in the Northern Territory with a Kiosk located within the Gateway Shopping Centre, Yarrawonga