Putting members’ health before profit

Emergency Services Health

Website

https://eshealth.com.au/

About

If you’re part of Australia’s emergency and frontline health services, you’ll understand how tough life can be.

That’s why you take health insurance so seriously — there really shouldn’t be any compromises.

Emergency Services Health is Australia’s only health fund just for emergency and frontline health services workers, volunteers, their families and extended families.

Brought to you by Police Health, we’ve got an in-depth understanding of the health insurance needs of people who are serving our local communities.

Emergency Services Health cover is simple to understand, and our products are straightforward.

With no excesses, no co-payments, generous extras benefits and a rollover benefit that’s unique to the Police Health Group, we’re confident our insurance is the very best cover for the emergency and frontline health services community in quality, value of cover and service.

We cover singles, couples, single parent families and families, and membership is also open to your extended relations. Parents and grandparents, brothers and sisters and their partners and children can all benefit from the quality of our cover.

Products

EMERGENCY SERVICES HEALTH GOLD HOSPITAL*

Emergency Services’ Gold Hospital covers you for treatment in any recognised hospital or day-surgery (public or private) anywhere in Australia, giving you ultimate peace-of-mind when the unforeseen happens.

  • No excess, no benefit limitation periods, no co-payments, no exclusions
  • Treatments and procedures where Medicare pays a benefit covered
  • Freedom to choose your preferred recognised hospital, doctor or service provider
  • 100% ambulance cover for emergency and clinically required transport or on the spot treatment

EMERGENCY SERVICES HEALTH ROLLING EXTRAS*

Emergency Services’ unique Rolling Extras cover is the only cover in Australia that lets you roll over unclaimed Annual Maximums from one calendar year to the next on most Extras cover services*.

  • 80% of costs covered for most Extras services
  • No annual limits on general dental
  • Most unclaimed annual maximum benefits can be rolled over*
  • 100% ambulance cover for emergency and clinically required transport or on the spot treatment
  • Exceptional benefits for over 600 service items
  • Additional benefits for school accidents

GOLD COMBINED*

  • All Hospital and Extras benefits at a lower total premium
  • Additional laser eye surgery benefits included

*May be subject to waiting periods, annual limits and other conditions. Providers must be recognised by Police Health. Rollover Maximum available after 12 months membership with extras cover, except Major Dental which requires 2 years of membership.

Eligibility

Emergency Services Health is a restricted access health insurer for emergency and frontline health services workers, volunteers, their families and relations.

Eligible sectors include:

  • Fire Response & Recovery Sector
  • Ambulance & Medical Response & Recovery Sector
  • Water Response & Recovery Sector
  • State Emergency Response & Recovery Sector

Eligible family members include a dependent child, an adult child, an adult child’s partner/spouse, an adult child’s dependent child, a sibling, a sibling’s partner/spouse, a sibling’s dependent child, a parent, or a grandchild.

Call us on 1300 703 703 to sign up or to check your eligibility or visit https://eshealth.com.au/eligibility to find out more.

Location

Emergency Services Health operates in all Australian States and Territories.